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Three Tips for First-Time Homebuyers

Three Tips for First-Time Homebuyers

by Barbara Corregano | May 5, 2022 | Buyers, Buying Myth, Downpayments, First Time Home Buyers

Buying your first home is a major decision and an exciting milestone. Even though it can feel daunting at times, it has the power to change your life for the better. If you’re looking to purchase your first home, you may be wondering what’s happening in the housing...
CONSIDER PUTTING 20% DOWN ON A HOME

CONSIDER PUTTING 20% DOWN ON A HOME

by Barbara Corregano | Jan 13, 2022 | Downpayments, Home Buying, Housing Market Updates, Interest Rates, Mortgage Rates

While it’s challenging to buy a home with a down payment, programs exist that allow qualified buyers to put down as little as 3.5%. A VA Loan will let you put down 0%. Why would anyone put down as much as 20%?   It Will Lower Your Interest Rate A 20% down payment...
VA Loans: Helping Veterans Achieve Their Homeownership Dreams

VA Loans: Helping Veterans Achieve Their Homeownership Dreams

by Barbara Corregano | Nov 11, 2021 | Buyers, Buying Myth, Downpayments

The purpose of Veterans Affairs (VA) home loans is to provide a pathway to homeownership for those who have sacrificed so much by serving our nation. As the Veterans Administration says of the program: “The objective of the VA Home Loan Guaranty program is to help...
Why Waiting to Buy a Home Could Cost You a Small Fortune

Why Waiting to Buy a Home Could Cost You a Small Fortune

by Barbara Corregano | May 6, 2021 | Buyers, Downpayments, First Time Home Buyers

Many people are sitting on the fence trying to decide if now’s the time to buy a home. Some are renters who have a strong desire to become homeowners but are unsure if buying right now makes sense. Others may be homeowners who are realizing that their current home no...
HOW DO YOU USE A TAX REFUND AS A MORTGAGE DOWN PAYMENT?

HOW DO YOU USE A TAX REFUND AS A MORTGAGE DOWN PAYMENT?

by Barbara Corregano | Mar 9, 2021 | Downpayments, Mortgage Rates

A tax refund is one of several ways to come up with a down payment and closing costs to buy a home.  Many mortgage programs have a requirement that monies used for a down payment be “sourced and seasoned.” Sourced funds mean showing where the money came from, sales of...
TWO FALSEHOODS IN THE HOMEBUYING PROCESS

TWO FALSEHOODS IN THE HOMEBUYING PROCESS

by Barbara Corregano | Mar 9, 2021 | Advice for Buyers, Buying A Home, Downpayments

The Millenials are no different from the previous generation when it comes to the dream of homeownership.  84% of millennials consider it part of the American Dream, according to the 2020 Millennial Home Buyer Report. There are some hurdles for these Millenials that...
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